Insurance

speech IRL is a Blue Cross Blue Shield of Illinois PPO provider. For patients with BCBS insurance, we will submit claims and records to BCBS on your behalf. You are responsible for any deductible, co-pay, and/or co-insurance. 

For all other insurances, speech IRL is considered "out-of-network". Patients with these insurances are responsible for paying the full fee amount. You may choose to submit claims to your insurance company on your own, and we will provide you with the necessary records if you wish to do so. 

Insurance coverage for speech therapy varies by plan and diagnosis. For example, some plans will only cover services if the speech-language disorder is due to a stroke, injury, or surgery. Additionally, some plans require a prescription for speech therapy from a physician/MD before approving coverage. It is strongly recommended that you verify the exact details of your speech therapy benefits before assuming that services will be covered. Our office will assist you with this process.

 

speech IRL does not currently participate in Medicaid or public assistance programs. However, scholarships may be available for cases of demonstrated financial need. Contact us for more information.

 

Payment

We accept cash, check, and all major credit cards. HSA, FSA, and PayFlex cards are accepted. 

 

Fee Schedule (effective January 1, 2017)

  • Consultation (one-time only): free
  • Assessment: $200 (informal testing)
  • Evaluation: $350 (formal testing, diagnosis and report)
  • Individual speech therapy session: $140 (1 hr)
  • Group speech therapy session: $50 (1 hr)
  • Executive coaching: $175 (1 hr)
  • SpeechEasy/SpeechEasy PD evaluation: $350 (not eligible for insurance)

 

An assessment OR evaluation is required* prior to commencing regular services. Some insurance plans require full evaluations for services to be covered.

We realize that speech therapy is an important investment of both time and money. It is our goal to provide services that are accessible to those who need them. Please contact us if you have questions or concerns about cost and we will be happy to discuss options with you.

*The initial evaluation may be waived if the patient has already completed a speech therapy evaluation for the same diagnosis in the past 12 months, and/or if the patient is currently in speech therapy and is transferring from a different therapist.